Get Business Insurance

Understand the common coverage types for your kind of work.

Learn it

Most commercial customers, property managers, and venues will ask for proof of insurance before they hire you. Coverage needs depend on the work you do.

General liability — the most commonly requested coverageTools and equipment coverageCommercial auto if you drive to jobsWorkers' compensation if you have employeesProfessional liability for advice-based servicesAsk what your customers or landlords requireSave your certificate of insurance where you can send it fast

Create a free account to save your progress on this checklist.

Do it

I'll do it myself

Get at least two quotes before you buy
Ask for the certificate of insurance in PDF so you can text it to customers
Re-check coverage when you add vehicles, tools, or helpers

Use a recommended provider

Business insurance

NEXT Insurance

Online quotes and certificates of insurance for trade businesses.

Visit NEXT Insurance

Partner — SkillToClient may receive compensation if you choose this provider.

These are providers we use and recommend, not an independent ranking of every option available.

SkillToClient provides general education only. We do not sell insurance and cannot tell you that any specific policy is legally sufficient for your work, state, or customers. Confirm requirements with a licensed agent and with the customers or venues who hire you.